Click here to see the General Conditions of Engagement. These conditions apply to New Zealand only.

Please be sure to read and agree to these General Conditions of Engagement before authorising the works to proceed.

1. By using this website you agree to be bound by these terms of use. Please read them carefully. Any reference to Mainmark in these terms of use is a reference to Mainmark Corporation Pty Ltd and its related companies that are either in common ownership or control.
2. This website is intended to provide you with information about Mainmark and the products and services that it offers. Mainmark may vary the content of the website and the purpose for which it is provided from time to time at its discretion.
3. With the exception of your agreement to be bound by these terms of use, any dealings between you and Mainmark through this website do not create any legal relationship between you and Mainmark.
4. Mainmark owns the intellectual property, including copyright and moral rights, in all content on the Mainmark website. You cannot reproduce any such content, including but not limited to trademarks and logos, without the prior written consent of Mainmark.
5. Mainmark makes no warranties or representations as to the accuracy or completeness of the information on this website at the time of use of the website by you. Mainmark will endeavour to update the website in a timely manner. Mainmark is not responsible to you or anyone else claiming through your use of the website for any direct, indirect or consequential loss suffered in connection with such use of this website and/or reliance upon any information contained on or referred to in the website.
6. Any collection of personal information via this website is governed by the terms of the Mainmark privacy policy which is available on this website.

Flexible Finance Options

We’ve teamed up with Gilrose Finance to offer you convenient finance solutions:

• Option 1: 100% on finance – Buy now, pay later
• Option 2: 70% on finance & 30% deposit to Mainmark

Special Offer:

• Enjoy 6 Months Interest-Free! (T&C’s Apply – “click here to learn more” link should go here – https://www.gilrose.co.nz/our-retailers/retailer-locator/mainmark-ground-engineering.html?search=1&k...)

Note: The maximum loan term available is up to 36 months, interest-bearing, depending on the applicant’s financial feasibility as determined by Gilrose.

About Gilrose Finance

Gilrose Finance has been making things easier for customers like you since 1992. They recognized the need for simple, fixed-term payment options in New Zealand and have been providing tailored solutions ever since. Whether you’re making a big purchase or just need a bit more time, Gilrose is here to help you pay it off, your way.

Customer Charges – What to Expect

• Booking Fee: $95.00
• Credit Check Fee: $4 – $15 (max)
• Monthly Admin Fee: $4.95
• Card Redraw Fee: $35.00

Interest Rates

• Rates: 15.7% – 19.8%
  (Rates are agreed upon with Gilrose Finance based on your financial profile.)

What do I need to apply for a Gilrose Finance Personal Loan?

• To be over 18 years of age and be a permanent resident of New Zealand;

• To be employed for at least three months;

• To have a bank account or credit card in your name with documentation showing proof of ownership ie bank statement – Sorry EFTPOS cards are not suitable as they can not be debited;

• To provide suitable identification;

• A relatively good credit history.

​What Fees are there?

You will pay an establishment fee of $95 to set up your account, and this is payable over the term of the plan. There is a monthly account keeping fee of $4.95 which will be direct debited whilst your account remains active and a $15 credit check fee. You know exactly how much you will get charged as long as you stick with your payment schedule.

Are there any other fees or charges?

There are NO other fees and charges applied if you make your repayments as set out in your Credit Schedule. There are also NO additional fees charged for closing your account or paying off your balance early.

What happens if I don’t make the payments as agreed?

Other fees may be charged if you do not make your repayments as shown in your agreed Credit Schedule.

Please refer to the Gilrose Finance Website “Terms and Conditions” for further details.